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The large quantity of Foreclosures has prompted the average Real Estate lender to rethink Short Selling strategies. 

Even Foreclosure investors who are savvy enough to belong to a Real Estate investors association are realizing that it doesn't matter whether you say, “Foreclosure Short Sale” or “Short Sale Foreclosure.” The important phrase is “Short-Sale,” and the opportunities are unlimited. A Short Sales specialist is the newest and best solution for most over-mortgaged borrowers.

A wave of disappointment has swept the country. First, the economy crumbled. Now, the is government failing to provide any meaningful Short Sale process for Real Estate Short Sales.

After the first big wave of Foreclosures, hope was renewed with the promise of the “Great Loan Modification Plan” (HAMP). This was supposed to help homeowners keep their properties by lowering their payments and loan balances.

In most cases, this plan has turned out well for the banks, but provided no assistance to the average citizen. In the 3^rd quarter of 2009, the US Treasury reported that 680,000 properties began loan modifications (and other similar programs) but only 781 became permanent. In the 4^th quarter of 2009, the numbers improved. However, the successful modifications still fall short of providing the relief that the Federal Government envisioned when they provided money to the lenders in order to promote these alternatives.

The fact remains that the best ally for most over-mortgaged homeowners is a Short Sale negotiator. A Foreclosure sale creates many problems for the borrowers. Homeowner credit scores are negatively impacted. There may be debts owed, taxes owed, collections, bankruptcy, and other undesirable consequences.

In a Short Sale, the problems still exist. However, a Short Sale allows the homeowner to take control by hiring a skilled negotiator to giude them through the process. The negotiator works for the homeowner, handling the paperwork, phone calls and negotiation with the lender. In many cases, the bank will actually pay for this (it is free if you use a negotiator from our list).

When you are late on your mortgage payments, as many as 3 to 4 different departments will be contacting you from your lender. If you have two mortgages, double that figure.The skilled negotiator will manage the process for you. A negotiator will give you time to make informed decisions, not decisions based on threats or false promises.

Get free help, use a skilled negotiator, and take back control of your life and your home. Let this crisis be a time of opportunity for you. 

• short sale process
  
  To obtain a mortgage short sale, it helps to understand the process. Although each short sale lender processes information in a unique way, some things remain the same, no matter who is handling the transaction. Short sales can be quite lengthy processes but with the proper help, they can almost always be completed.
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  The Short Sale Solution can be a good alternative to Foreclosure. Short Sales allow homeowners to repair their credit score sooner and control the sale of their property.
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  Short Sale is a good alternative to Foreclosure. Hire a loss mitigation representative to assist you with this process. Often a successful short sale will cost the homeowner nothing.
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  Sellers should consider a Short Sale because they may be able to repair their credit score more quickly than with a Foreclosure. Investors should also chose a Short Sale because banks are often more cooperative than in foreclosure situations.
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  The time of the Short Sale has arrived. With this process, homeowners can avoid foreclosure and take control of the sale of their property. In this new Real Estate market, banks save money, sellers and buyers save their dignity, and everybody wins.